back in April, Jen wrote a piece comparing her experience with the Co-operative Auto Network (CAN) with the new kid on the car-sharing block, Zip Car. now that i’m in the unfamiliar position of being carless and my hunt for a replacement set of wheels is going less well than i would like, i’ve been giving serious consideration to the idea of not buying a car at all and becoming a car-sharer (or “Zipster” if you fall for marketing lingo).
after yet another disappointing experience looking at used cars last night, i went to bed with the blissful idea of calling up CAN and signing up asap. i had calculated all the money i could save each month just in gas and insurance premiums and it made me slightly giddy. it was also a lovely idea to think that i could put the few thousand dollars sitting in my chequing account back into my high-interest ING accounts and have it continue to grow. it was quite liberating to consider a life without a car. i live in a central area with two big grocery stores, two major drug stores, two butchers, three small produce markets, a fish monger and zillions of restaurants all within a 10-minute walk of my apartment. i could easily, with some changes to my current m.o., convert my habits into that of a non-driver. even the biggest obstacle to my relinquishing my vehicle, my commute, could be solved with a one-hour shift in my start time — which my boss has already mentioned would be totally doable.
it was like a weight had been lifted from my shoulders. i didn’t HAVE to buy a car! i could almost hear the chorus of angels singing.
then i read the CAN website:
– a good credit rating;
– at last 3 years’ driving history;
– 3 or fewer traffic violations in the last five years;
– a BC driver’s license;
– NO at-fault accidents in the last three years;
– NO criminal convictions under the Motor Vehicle Act.
yeah, see that fifth one? that’s where i’m screwed. even though i have 16 years of accident-free driving; even though i have had exactly ONE speeding ticket and ONE parking ticket in all of those 16 years; even though i will continue to argue that my accident wasn’t 100% my fault (despite what that stupid letter from ICBC says), that smoosh i had last week will impede me from being a responsible urbanite by becoming a car-sharer with CAN.
this brings me back to Jen’s post, in which she wisely stated “The biggest advantage to using Zipcar is the very low barrier to entry.”
proving that statement, Zip Car’s criteria is much more flexible:
– Be at least 21 years old
– Have a valid driver’s license (from any country) and have been licensed for at least one year
– Have had no more than two “incidents” (moving violations PLUS accidents) in the past three years and no more than one incident in the past 18 months
– Have had no major violations in the past three years
– Have had no alcohol violations in the past seven years
at least they allow membership to someone who has had one “oops” in the last year and a half. not all of us are reckless drivers who get into accidents and there’s no “i ran into an SUV because i couldn’t see through it” clause to negate an at-fault incident.
in addition, the lack of a $500 buy-in definitely opens more doors for people to start using Zip Car as opposed to CAN, not that that would have stopped me.
part of me is tempted to at least make a plea to CAN and hope they take pity on me, but i don’t have a lot of faith that there’s a chance they will capitulate. if any of you CAN members reading want to make a case for me with them, feel free, though!
I’m not sure how well a case with CAN will hold up – I’m not sure if the “no-at-faults” is a stipulation of their insurance or not. It might be worth a phone call to check anyway.
And with 16 years accident-free, doesn’t the ICBC Road Star “get one accident free” thing kick in?
Anyhow – hooray for car-sharing in general – and I’m definitely looking forward to hearing how the zip-car experience goes for you.
The best thing, no matter how you silce it or whose cars you’re driving, is that at least your vehicle costs are 100% predictible.
It *never* hurts to ask.
well, i get my “one accident free” insofar as this accident will not affect my current premium discount level, but i’m fairly confident any record search will show this as a glaring at-fault.
stupid range rover!
Man, I hope everything works out :(
a pox on all yuppie range rover drivers who brake unexpectedly!